How To Keep Your Dead Investments Alive? (Earning With Cash)

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Invest on a house they say, invest on a car they say and invest on a good old watch they say. Often, we were told to invest on material things, and we thought investing on these items are all worth it. People often tend to equate investment with an expensive purchase. But these items, these material things are liabilities and not assets. So, liabilities are dead investments once they get off the market. They don’t earn money for you, they don’t fatten up your wallets and add zeroes to your bank accounts. But, there are smart ways to keep these dead investments alive and earning with cash. Check them out below: House: A lot is an investment whose value allocates over time, but sometimes a house just doesn’t do that. It is a golden rule for investors to keep that the physical structure or the content of the land depreciates over time while the lot or land underneath the structure appreciates over time. The value of a real estate always depends on "location, location, … [Read more...]

Spooky Personality Profile: Which Type Of Monster Are You? [Infographic]

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Happy Halloween folks! Finally, it’s the time of the year to be whoever you want to be! So, what are you dressed this Halloween? A crazy Harley Quin character? A mean girl plastic? A drop dead gorg zombie? Or A purger? Well, you can just go about being creative with your looks these days. Since it’s Halloween, let’s poke fun by finding out that monstrous personality hiding and creeping inside of you. So check your spooky personality profile and discover the spirit monster inhabiting in you below: Now that you know which type of monster that’s inside of you, go out through the night and spread the jeepers creepers. With PawnHero we always #BeatTheFright of traditional pawnshops. If you want a hassle-free, convenient and easy way to get cash loans, then visit the PawnHero website to learn more. You can also have the pawnshop right into your pawn by downloading the PawnHero app. If you are off for a shopping treat, check out Marketplace.ph by PawnHero. Your online shop … [Read more...]

5 Investment Lessons from OFWs-Turned- Entrepreneurs

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No one wants to be an OFW forever. Money can never take back the lost opportunities to be with your loved ones, see your kids grow, and attend milestone family events like birthdays, weddings, and anniversaries. These are enough reasons to dream of, one day, returning home for good. For OFWs, it’s a powerful motivation to save and invest in a business that will provide a sustainable source of income without flying away. As a modern day hero, you know you deserve better. So, begin dreaming of becoming your own boss. Let’s learn from the success stories of former OFWs who flew back home to dare the business scene. Myrna Padilla (Image source: Kalibrr) Growing up diving for and selling seaweeds in Bohol, Myrna Padilla didn’t know she has a passion for computers until she worked as a domestic worker in Hong Kong. She’d watch her 8-year-old ward each time the boy used his computer. Later on, she learned how to use the mouse, browse the Internet, and send e-mails. Myrna … [Read more...]

Around the World: How OFWs Can Spend The Holidays Away From Home

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The holidays in the Philippines see a spectacle of reunions, celebrations, shopping sales, festivity attractions and many more. Our family-oriented culture is what leaves most of our beloved ones abroad terribly missing us. Not all of our fellow countrymen would spend Christmas eves with their loved ones here. We shared how one can cope up with the homesickness [Read: Not Home For The Holidays? Turning The Holiday Homesickness Frown Upside Down], now we share how your beloved ones can spend their holidays away from home. So, if you know someone, recommend this read. They may be feeling blue come holidays but with these holiday-filled places, the cold won’t bother them anyway. Make sure to recommend these holiday go-to places of the following countries they are working or living in. London Oh yes, Big Ben, pubs, the English, the Royalty! What’s not to love about London? In London, our OFW families will find the city’s holiday festivity overwhelmingly magical! One can take … [Read more...]

Not Home For The Holidays? Turning The Holiday Homesickness Frown Upside Down

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“When you feel homesick,’ he said, ‘just look up. Because the moon is the same wherever you go.” ― Donna Tartt, The Goldfinch Supposed to be home for the holidays? But unexpectedly, you just can’t go home. Well, the sacrifice to be away from home is not at all easy and we salute that noble pursuit. While homesickness embraces you like the cold December air and not a fire by the hearth can warm the heavy heart, we can still turn that holiday frown upside down. You’re not the only one after all, everyone, one way or another, felt homesickness on the holidays. Here’s how you can cope up with your feelings: Let it all out. It’s okay to cry! At this time, there’s no guilt in crying. You are not weak. You have been amazingly tough. It’s best to release all that sadness because you need to free up the space of your feelings and fill them with joy, optimism and glee. Just let it all out, you need a good cry. Those tears measure how much you long for the company … [Read more...]

Pawnina Shares: Seven Overspending Sins That OFWs Commit And How To Deal With Them

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Hi there, Pawnina here! Right after Halloween, the holiday season is back to rule our lives. For OFWs, this means a coming home party. Of course, with that comes their balikbayan boxes. (Yay!) Sure, most OFWs are wise with their financial management experience [Read: When In Abroad: Filipino Balikbayans Share Practical Money Saving Stories Away From Home], however, others tend to fall back with their finances from the extravagant lifestyle their surroundings offer, leading to bad financial habits. We’re two months away until we set a new resolution, and if you are working abroad or know someone abroad here’s an eye-opener about the seven overspending sins OFWs commit. Old habits die hard they say, but let’s break them good. GREED: When retail therapy/shopping just got them. A lot of OFWs fall prey to the luxury surrounded to them, especially when they feel that their salary covers a whole lot more than what they’ve been used to spend. Shopping can also be therapeutic, but … [Read more...]

When In Abroad: Filipino Balikbayans Share Practical Money Saving Stories Away From Home

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“Balikbayan!” With the holidays rolling in, we’ll be seeing a lot of our beloved ones coming back to the Philippines from all over the world. That means celebrations, reunions, local tours, the much-awaited Balikbayan boxes with imported pasalubongs - a Filipino tradition of bringing home gifts - and sometimes their “bonggang pa-treat!” But behind the lavish life we imagine them to have, these Filipino Balikbayans share insider accounts on how they live a frugal and practical lifestyle. If you are planning to work abroad, live abroad or migrate abroad, here are shared saving tips that come in handy… “It’s very Pinoy…” tho, one would say.   1)  "Save a portion of your salary into your bank account in the Philippines so you won't touch it..." -Kesh, 22, Dubai Kesh has been working in a company in Dubai since graduating from the University of Santo Tomas last April 2014. When asked how she budgets her finances, here's an advice she gives to aspiring … [Read more...]

How to Survive Holiday Sale Shopping (Without Going Broke)

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Holiday sales! It’s probably the best days for Filipino shoppers. Why not? A 50% off on branded sneakers or a Buy 1 Take 1 promo on cool jeans is not a bad deal, and knowing Filipinos, we always want to make the most of our buck. It’s no wonder why despite the thick crowd, we hurry to malls just to take that rare chance of finding big discounts.   Here’s a caveat though: More holiday sales are expected to come before the year ends. So, you might want to control that urge to buy on impulse each time a new shopping sale is announced. We know it’s hard, but you wouldn’t want to welcome 2017 with empty pockets, right? Check out our tips to help you survive back-to-back holiday shopping sales without going broke. GIF Source Set a budget and stick to it It wouldn’t hurt to set limits on your spending. It only shows that you’re a responsible shopper. After all, having a budget in place can help you set realistic expectations on what you can afford. Once you’ve set your … [Read more...]

How To Avoid Holiday Sale Blunders That Scare Potential Customers Away

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You think you got the best deal out there? Well, you’re in the mindset of a merchant. That’s too one-sided. Know that you are not the only biz making a good sale out there. As a business owner or a business partner, the right way to plan a holiday promo or a holiday sale run is to "think how a customer thinks."  Avoid these holiday sale blunders so you won't scare potential customers away. 1) Discount Signs that your consumer ignores. “SAVE UP TO 50% NOW!!” What’s wrong with the sign? Well, for starters, it feels like you’re screaming at your customers. The way you present your holiday sale signs also contribute to luring your customers in. As much as possible don’t be a CAPITAList (pun intended) and a punctuation abuser. The sense of urgency you are trying to pull off gets thrown out the windows of your potential customers with these copy writing blunders. Image source 2) Lacking of creativity on your sales. The challenge with making promos is to stand out. A boring … [Read more...]

A Hero Reminder: Your Safety Plan To Get Prepared For Every Storm

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Safety is the utmost priority at any given calamity, so never take warnings, news, announcements and weather forecasts for granted. From the many calamities that struck, not one is bound to leave the same impact. We never know what the storm may bring us but what we can do is to be highly-prepared for what’s to come. As a hero reminder, here is your safety plan to brace yourself for the impending rainy typhoon season ahead. 1) Check your must-have emergency kit items. Always have an emergency kit stored at your homes. Note that establishments are preparing for the storm and are looking to close early, so check if you have all the must-have basic NEEDS in your emergency kit: Bottled water, food, first aid kit, warm clothes, flashlight and batteries, umbrella/raincoats, whistle and toiletries. 2) Secure your homes. Damage, debris and death, the ugly D triplets that the mother of all storms bring! We don’t want to meet them, so as much as possible keep your homes secure and … [Read more...]