A fashion ensemble is never complete without stylish accessories. For the ladies out there, it could be an heirloom jewelry, a lovely piece of scarf or hat, or an exquisite pair of shoes that complement ...
Planning your baby investment or delivering your first baby investment to this world can be both apprehensive and exciting. For all young and first time entrepreneurs out there, here’s how you can help manage growing ...
Relationship is like a stock market, you invest. You invest feelings. You take the risk to put yourself in a vulnerable situation, like the market. But you trust, you trust that you can get through ...
PawnHero offers flexible loan terms with interest rates starting as low as 2.99% for gold and 4.50% for all other item categories being used as collateral.
Interest rates are paid as a deduction from the loan release and may increase depending on the category of the item and duration of the loan.
A service fee of not more than P5 will be charged for each successful transaction and a penalty of 2% per month of delinquency for late payments.
The Maximum APR for our loans is 56% and the APR range for our loans is between 37% and 56%.
Representative example: a 10,000 PHP loan value for 12 months will have an interest charge of 3,588 PHP (10,000 PHP*2.99%*12 months)
which will be deducted from the total loan value, resulting in net loan proceeds of 6,412 PHP. The APR is 3,588PHP/6,412PHP = 56%.
The total amount payable to redeem the loan after 12 months is 10,000 PHP. All loans via PawnHero have a minimum loan redemption period of 120 days or longer.