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Finance Saving Tips

How to Survive Holiday Sale Shopping (Without Going Broke)


Holiday sales! It’s probably the best days for Filipino shoppers. Why not? A 50% off on branded sneakers or a Buy 1 Take 1 promo on cool jeans is not a bad deal, and knowing Filipinos, we always want to make the most of our buck. It’s no wonder why despite the thick crowd, we hurry to malls just to take that rare chance of finding big discounts.  
Here’s a caveat though: More holiday sales are expected to come before the year ends. So, you might want to control that urge to buy on impulse each time a new shopping sale is announced. We know it’s hard, but you wouldn’t want to welcome 2017 with empty pockets, right?
Check out our tips to help you survive back-to-back holiday shopping sales without going broke.

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  1. Set a budget and stick to it

It wouldn’t hurt to set limits on your spending. It only shows that you’re a responsible shopper. After all, having a budget in place can help you set realistic expectations on what you can afford. Once you’ve set your budget, follow it.
With sales here and there, it might be tempting to spend a little extra. A P200 or P500 may not look too much, but those small incremental amounts can lead to an over-budget total cost. Just stick to your number.

  1. Find hacks

Practicing practicality is never wrong. Forget about looking cheap because in reality, it makes you a wise shopper. So, get your bargaining tricks ready. It comes handy when you shop in Divisoria or Greenhills.
Many good deals lurk online too. You just have to find them. Be sure to know the best hacks to find great shopping deals.

  1. Avoid credit cards and bring cash

Pick an item and swipe—shopping life is so easy with credit cards. But, when holiday sales begin, it’s time to leave those cards at home or run the risk of overspending. Better safe than say sorry, right?
Given that, bringing cash in your wallet is still the best way to go. Sticking to your budget and controlling your spending are much easier when you can see, hold, and count your money in your hands. But, if you fail to do so, here’s what you need to do after receiving your high credit card bill.

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  1. Keep a shopping list

The best thing about holiday sales is the sense of surprise—you don’t know what kind of discounted items you can find. It could also be a trap. Finding great deals one after another can push you to spend more. The trick is to keep a list of items you want to buy, and go directly to your target stores. It’s like planning your budget but focused on desired items.

  1. Find ways to earn extra cash like online pawning

Since you’re expecting new items or gadgets, why not say goodbye to those you once loved and turn them into cash? Yes, you can do that, and it’s as easy as posting your #OOTD on Instagram and Facebook.
Online pawnshops like PawnHero let you pawn your valuable items you don’t often use like old luxury bags, smartphones, electronic gadgets, and home appliances. PawnHero gives you an appraisal within minutes. Once your item is received and appraised, you will receive your money through the PawnHero Card provided to you for free. No bank accounts needed. It’s that simple.

You do not have to end up broke for getting the things you want this holidays. When you are done with all the hustle and bustle, you can welcome 2017 with new cool items and big smiles.


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