7 Life Hacks to Manage Your Finances Better During the Pandemic

7 Life Hacks to Manage Your Finances Better During the Pandemic

The COVID-19 pandemic has brought stress and fear upon people. Some are faced with job uncertainties and reduced income, while some have been completely laid off their jobs. Wise individuals have resorted to setting up an online business or taking part-time jobs to survive. Because of the pandemic, it has been extra challenging for many people to manage and budget their finances. With utility bills piling up and going back to “regular programming” far from sight, it makes all the more necessary to up your money management skills. There’s no concrete answer as to when this pandemic will end. It’s crucial to do everything you can now to anticipate financial setbacks and find a way around it. We’ve rounded up some simple yet practical life hacks to help you manage your finances during this trying time. Let’s dive into it! 1. Check for utility bills you can pay in installments. The unpredictable event of a crisis like a pandemic can put millions of people out of work either … [Read more...]

Why You Should Also Sanitize Your Spending Habits During COVID-19

Why You Should Also Sanitize Your Spending Habits During COVID-19

  The ongoing COVID-19 pandemic has altered the “normal” habits of people and living conditions not only here in the Philippines but also worldwide. With lockdowns and community quarantine, limited mobility, layoffs, and shortage of supplies, the spending habits of Filipinos are perhaps one of the most affected by the recent changes. For one, only essential shops like groceries and drugstores are allowed to operate. The fear brought about by the pandemic influenced people to hoard or participate in panic buying. Companies have either introduced pay cuts or layoffs, which worries the Filipino workforce. Budgeting for expenses has become trickier than ever. Hands aren’t the only things we should sanitize With the sudden pause in our normal activities, this period may be the right time for some Filipinos to look into a financial detox. Spending money has become almost second nature to people—bills, food, housing, and commute—it never ends. But, with the enhanced community … [Read more...]