10 Money Tips from Billionaires You Can’t Ignore

10 Money Tips from Billionaires You Can't Ignore

Managing your finances is, without a doubt, a difficult task especially if you have a lot of expenses, as well as if you’re an impulsive shopper. While the second reason isn’t necessarily applicable to everyone, allotting a certain amount for your bills on a regular basis is an inevitable aspect of your lives. However, you can turn things around by taking inspiration from these billionaires as they share how they managed to become financially successful. Read on to pick up wise words, as we rounded up the best money-related principles yet from the richest men and women from all around the world that could help you make smarter decisions when it comes to handling your finances. 1. Money Does Not Entirely Determine Your Net Worth As the famous Albert Einstein, once said, “Try not to become a man of success, but rather try to become a man of value.” We can say that a person’s net worth doesn’t necessarily equate to becoming financially successful. Believe it or not, some of … [Read more...]

Beginner’s Guide to Stress-Free Budgeting

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Let's admit it; Filipinos love to spend. We also love to plan get-togethers with friends and other gimmicks around our paydays. Whether it’s to play billiards, watch movies, or have karaoke nights, the mere mention of “sige, sa sweldo” almost, always, means it's a sure thing. Shopping and dining out also revolves around this bi-monthly phenomenon – we're millionaires for one day, paupers for 14. The thing about being financially responsible, though, is not just being able to spend for yourself and pay your bills, you also need to set aside something extra, especially if you have your own family and much more if you have children. How to Be an Expert at Budgeting – The Stress-Free Way! Learning how to budget (as opposed to withdrawing everything in your ATM account) not only allows you to cover all your necessities, it also gives you the opportunity to start saving. It can be a trip of a lifetime or a down payment for a new car or condo – point is, it's time to start acting … [Read more...]

How to Get the Best Selling Price on Your Preloved Jewelry

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Digging into your jewelry box and selling your preloved pieces is actually a good idea when you’re strapped for cash. A better idea would be to do your homework and discern the best way to liquidate them. Prepping Jewelry for Best Selling Price Do you go to a jeweler, a pawnbroker, or a diamond dealer to sell your item quickly without bothering about marketing? Or would an online auction like eBay or OLX help you get a higher pay? If you do things wisely, you might actually end up getting the best selling price for your preloved jewelry. Just before the excitement gets to you, it would be best to ground your expectations to reality. An heirloom diamond, for instance, could mean less to a potential buyer considering pre-owned jewelry is, by and large, not as valuable as any new item. So, before rushing to a pawnshop or an online marketplace, here are some pieces of advice to keep in mind to get the best price possible for your collateral. Get an accurate assessment of your … [Read more...]

How to Survive “Petsa de Peligro”

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Many Filipino workers dread when the payday falls under a Monday or Tuesday since this entails that they will go through the weekend without funds. This is the price that most people pay because they tend to splurge upon receiving their paychecks without thinking of spreading their budget for the next two weeks. But how do you deal with instances like this? Here are some tips you can apply on your remaining funds so that you can still have money until you get your paycheck by next week. 1) Bring the exact amount of money to work to avoid overspending. We can spend more if we have access to all our money within an arm's reach. What you can do is leave your ATM and credit card at home and bring the exact amount of money needed for the workday so you will not be pressured to spend above your intended budget. How can you spend if you do not have the cash or card with you? Just borrow money from other people if an emergency occurs and not just out of whim. 2) Catch up on … [Read more...]

Lifting the Masks: Here Are Your PawnHeroes

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Unlike many superhero origin stories, PawnHero didn’t begin in loud, spectacular, or even weird (we’re looking at you Bouncing Boy.) At PawnHero, our “origin” has everything to do with the men and women who work hard everyday at different roles within the company. These are the people that make it all happen essentially. So, as we celebrate one year, we lift up their masks and proudly unveil their personal stories as well as the reasons why they’re so passionate about PawnHero. Desiree Villota’s amazing powers of invisibility means you can’t see her in the picture (it’s not like she’s shy or anything. She’s invisible.) You can feel her long-reaching influence as she helms the way through the intricate and complex world of business intelligence. Always one to seek ways of bettering herself, she took the job at PawnHero as a personal challenge. She sees the job as an opportunity to be at the very start of something. What keeps her fighting on when the challenges run high is the … [Read more...]

A Beginner’s Intensive Guide to All-Inclusive Living

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You work hard everyday for nothing more noble than the twice-monthly pay checks. Often, after meeting your monthly expenses, nothing remains for you to save. Unfortunately, that’s a situation easily echoed among our countrymen. Recently, the Bangko Sentral ng Pilipinas’ (BSP) released the results of its inaugural National Baseline Survey on Financial Inclusion, and what they found was somewhat disheartening. Sure, many Filipinos are aware of banks and the role those banks can play in mitigating their financial needs—or assisting with a long-term savings plan. Most Filipinos, however, shy away due to a vague, perceived sense of inaccessibility. In fact, many Filipinos prefer to get quick cash loans from a pawn shop or other informal lenders like the dreaded, motorbike-laden “5-6”. Living as many do on the very edge of potential hardship, it’s a very serious issue to consider. Everyone needs a helping hand and PawnHero looks at all the ways you can improve your financial situation … [Read more...]