Why You Should Also Sanitize Your Spending Habits During COVID-19

Why You Should Also Sanitize Your Spending Habits During COVID-19

  The ongoing COVID-19 pandemic has altered the “normal” habits of people and living conditions not only here in the Philippines but also worldwide. With lockdowns and community quarantine, limited mobility, layoffs, and shortage of supplies, the spending habits of Filipinos are perhaps one of the most affected by the recent changes. For one, only essential shops like groceries and drugstores are allowed to operate. The fear brought about by the pandemic influenced people to hoard or participate in panic buying. Companies have either introduced pay cuts or layoffs, which worries the Filipino workforce. Budgeting for expenses has become trickier than ever. Hands aren’t the only things we should sanitize With the sudden pause in our normal activities, this period may be the right time for some Filipinos to look into a financial detox. Spending money has become almost second nature to people—bills, food, housing, and commute—it never ends. But, with the enhanced community … [Read more...]

8 Realistic Financial Goals and Ways to Achieve Them

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With so many things to do, places to see, and bills to pay, your wallet and savings will be put to the test. Before accomplishing your life bucket list, you have to make sure your financial savings are all set not only to accommodate your wants but also prepare for the rainy days. But first things first, you must plot out specific financial goals and match it with your financial capabilities. In a previous World Bank study entitled “Enhancing Financial Capability and Inclusion in the Philippines,” Filipino respondents received a rating of 45% in financial literacy quiz, which means that Filipinos’ financial management and habits are still average. No matter what age set you’re in or how your lifestyle goes, the need to save money and be financially aware is a must do. While saving money is a tough deal when you’re living paycheck to paycheck, you can counter it by saving little by little.     1. Have no debts – If there’s one thing you’d feel good for … [Read more...]

10 Legit Ways Pinoys Can Do to Make Money from Home

With a stable job comes a steady source of income. And while having a regular job and doing freelancing projects are considered as excellent money-making opportunities, there are still a lot more activities we, Filipinos, can do to earn even at home. However, don’t assume that you’ll be making the same amount you receive with your full-time job from these sidelines—unless you take on many jobs simultaneously. 1. Teach English Online Aside from the language, Filipinos are also knowledgeable and fluent in English. If you’re confident with your written and verbal communication skills, consider this as another career opportunity since it comes with a great pay. If you know another language besides English, the better! 2. Answer Paid Surveys Companies use paid surveys to their market research. It’s somehow similar to a focus group where discussions can be about a particular product, campaign, or an advertisement to name a few. By just answering various surveys online, … [Read more...]