10 Surprising Things You Can Find Inside a Pinoy’s Pocket

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I’m sure you’ve seen plenty of those “what’s in your bag” columns in glossy magazines where they interview A-listers, asking them about the contents of their purse. But then lists like these always make you think “if she hasn’t sold her soul to the devil, there is NO way that white iPhone case would remain that pristine.” These columns make you wonder if Lady Gaga ever uses wet wipes, or why Taylor Swift apparently has never had an upset tummy. But, really, what’s in our bags? PawnHero takes a more realistic look, featuring the common contents of a typical Pinoy’s bulsa. Memories You grab a pair of pants that’s been hanging on a hook mounted to the back of your bedroom door for quite some time. You forget that the only reason it hung there limply was because it was the last thing you wore to a date that ended miserably. You put your hand inside the pocket and find torn concert tickets (how could it have ended so badly when she pleaded you to go with her to that concert?), … [Read more...]

Meet Pawnina – Your New BFF

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  Hi, everyone, Pawnina Bayani here. I’m a 25-year old tech support agent. Just like you, I love to shop, dine, travel, and spend time with the people I love the most. I live independently in a cozy apartment that I’m renting out. I pay my own bills and I send money to my parents in the province. I may not have the most luxurious lifestyle, but I am able to save a few bills every paycheck. My goal is to live life to the fullest, but of course, while still catering to my needs and responsibilities. Not an easy feat, huh? I know many of you out there have the same plight as me—utility bills, rent, money, food, transpo allowance. I know everything can get a bit difficult to shoulder sometimes. And that’s why I’m here. I bring tips and tricks on budgeting and saving—basically how to better handle your finances. You can turn to me for practical advice on life, finances, anything at all! I've been there, and I want to share my experiences with all of you, to help you win … [Read more...]

Stunning Santacruzan Gowns by World-Famous Pinoy Fashion Designers

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In the Philippines, May is known to be the most colorful time of the year. It is the month of fiestas, signaling merry-making that lasts for several weeks on end. It is the month when rains begin to pour, relieving long dry spells, and allowing an abundance in harvest and flora. As a predominantly Catholic country, Filipinos show their gratitude for the beneficial rains by giving praises to the Virgin Mary. The Virgin Mary is venerated through a string of festivities commonly referred to as the Flores de Mayo (Flowers of May). During this time, church aisles and altars are decked by an array of beautiful, fragrant flowers. Townspeople, in their Sunday bests, gather in the afternoons to pray the rosary, and to share homemade snacks afterwards. During the Flores de Mayo, select maidens from every town participate in a week-long pageant called the Santacruzan.  The belles were chosen not for their looks alone, but for the way they embody the qualities of the quintessential … [Read more...]

Are You Ready for the Election? Things to Remember Before You Cast Your Vote on May 9

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Election Day is happening in four days. Are you prepared yet? PawnHero compiles a list of Dos and DON’Ts, when you cast your vote on May 9. 1. Prepare a list of preferred candidates. Educate yourself. Research on the platforms and achievements of the candidates. Prepare a list of your preferred candidates--one president and one vice president, 12 senators, and one party list. 2. Know your precinct number. Find your name in the Posted Computerized Voters List posted near the door of your designated polling place. Know your precinct number and sequence number. You can also check your precinct number online through the COMELEC website. 3. Fill out your ballot properly. Get your marking pen and ballot from the Board of Election Inspectors (BEI). Make sure your ballot is inside a ballot secrecy folder. Go to the voting area to vote. 4. Feed your ballot into the Vote-Counting Machine (VCM.) Feed your ballot into the VCM. Pressing the green (✓) button on the machine casts … [Read more...]

Going to the Laboracay? Here are the Things You Need to Remember

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The Laboracay weekend is almost here! Laboracay happens every Labor Day weekend, where beach bums and adrenaline junkies hit the shores of Boracay to enjoy the white sand, turquoise waters, and majestic sunsets. This is the one weekend where all of Boracay’s three stations turn into amazing spots for non-stop partying. Locals and tourists alike swarm the island for a weekend of concerts, events, and sports. Laboracay is the one beach event even hardcore partyphiles swear by. To help you get the most out of your trip, PawnHero compiles a list of the things you need to bring as well as some reminders to help you party safely. Don’t forget to pack: ✓ (Waterproof) Tote – Lug your sunscreen, towel, sunnies, phone, camera and towel around in a cute canvas tote! This way you won’t have to worry about losing your stuff or getting anything wet. ✓ Power Bank – For sure, you’ll be taking plenty of pictures and videos. Having a power bank handy will help your phone stay on in case of … [Read more...]

Don’t “Hi, ‘Teh” Me: Street-Level Harassment and How to Deal with It

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Let me share with you a personal story. A couple of years back, I worked as a copy editor for a marketing company in Quezon City. It was a demanding job that required me to work long hours, and my shift usually started at 11 PM or ended at around 9 or 10 PM. One time, at around 9:40 PM, as I was making my way to the jeepney station in Cubao, a guy came walking towards me. When he was close enough, he leaned in so his face was near mine, and whispered, "Sipsipin ko yan." It was raining when I left the office, so I was bundled in several layers of clothing. I had on a dress, a cotton jacket, and a knee-length fleece coat on top of everything. I was confused--why did that happen when I was fairly covered? I froze on the sidewalk in a mixture of shock, disappointment, and disgust. It was not the first time something like that happened to me. I was almost picked up by a man in a car who kept calling me his “beh” and “ma,” if only I didn’t have the presence of mind to approach another … [Read more...]

Beginner’s Guide to Stress-Free Budgeting

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Let's admit it; Filipinos love to spend. We also love to plan get-togethers with friends and other gimmicks around our paydays. Whether it’s to play billiards, watch movies, or have karaoke nights, the mere mention of “sige, sa sweldo” almost, always, means it's a sure thing. Shopping and dining out also revolves around this bi-monthly phenomenon – we're millionaires for one day, paupers for 14. The thing about being financially responsible, though, is not just being able to spend for yourself and pay your bills, you also need to set aside something extra, especially if you have your own family and much more if you have children. How to Be an Expert at Budgeting – The Stress-Free Way! Learning how to budget (as opposed to withdrawing everything in your ATM account) not only allows you to cover all your necessities, it also gives you the opportunity to start saving. It can be a trip of a lifetime or a down payment for a new car or condo – point is, it's time to start acting … [Read more...]

Food You Can Eat When You’re Fasting (Without Compromising Your Craving)

For the faithful, Good Friday is a day of mourning and penance, as it marks the death of Jesus on the cross. Many venerate the day by attending church services and by fasting. Fasting is the act of getting by with less. Those who are fasting are encouraged to eat just a single full meal and two smaller meals--enough to gain enough energy for the day. The smaller meals, however, should not equal a full meal when combined. Those who are fasting are also discouraged from consuming meat. However, there are many dishes you can still eat even when you’re fasting. PawnHero lists a few: Sarsyadong Tilapya – Fried tilapia sauteed in garlic and onions, served with a sauce made with fresh tomatoes and eggs Inihaw na Pusit (Grilled Squid) – Stuff the squid with a combination of onion and tomatoes with some salt and pepper. Grill the squid for 6 to 8 minutes per side. Serve with spiced vinegar dip. Munggo – Sautee boiled mung beans in garlic and onions. Instead of adding pork, add … [Read more...]

Lifting the Masks: Here Are Your PawnHeroes

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Unlike many superhero origin stories, PawnHero didn’t begin in loud, spectacular, or even weird (we’re looking at you Bouncing Boy.) At PawnHero, our “origin” has everything to do with the men and women who work hard everyday at different roles within the company. These are the people that make it all happen essentially. So, as we celebrate one year, we lift up their masks and proudly unveil their personal stories as well as the reasons why they’re so passionate about PawnHero. Desiree Villota’s amazing powers of invisibility means you can’t see her in the picture (it’s not like she’s shy or anything. She’s invisible.) You can feel her long-reaching influence as she helms the way through the intricate and complex world of business intelligence. Always one to seek ways of bettering herself, she took the job at PawnHero as a personal challenge. She sees the job as an opportunity to be at the very start of something. What keeps her fighting on when the challenges run high is the … [Read more...]

A Beginner’s Intensive Guide to All-Inclusive Living

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You work hard everyday for nothing more noble than the twice-monthly pay checks. Often, after meeting your monthly expenses, nothing remains for you to save. Unfortunately, that’s a situation easily echoed among our countrymen. Recently, the Bangko Sentral ng Pilipinas’ (BSP) released the results of its inaugural National Baseline Survey on Financial Inclusion, and what they found was somewhat disheartening. Sure, many Filipinos are aware of banks and the role those banks can play in mitigating their financial needs—or assisting with a long-term savings plan. Most Filipinos, however, shy away due to a vague, perceived sense of inaccessibility. In fact, many Filipinos prefer to get quick cash loans from a pawn shop or other informal lenders like the dreaded, motorbike-laden “5-6”. Living as many do on the very edge of potential hardship, it’s a very serious issue to consider. Everyone needs a helping hand and PawnHero looks at all the ways you can improve your financial situation … [Read more...]