9 Best Designer Bags to Pawn and How Much They’re Worth

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Although It’s true that you can own too many bags, there are times when you just want to get rid of the ones that you barely use. It is either filling up your closet and you have nowhere to place it, or you probably bought it just because you feel like it. Good thing there’s PawnHero, an online pawnshop in the Philippines, where you can pawn your bags that you don’t need or use anymore at a very reasonable price. Here are some of the designer bags that you can pawn and how much they are worth.   1. Louis Vuitton Speedy 30 Dubbed as "The Perfect Bag for The City," Louis Vuitton's The Speedy is one of the brand's iconic bag design. It appeals to a lot of women due to its simple lines and chic Monogram canvas. Estimated loan value: P14,250   2. Louis Vuitton Neverfull MM Louis Vuitton's Neverfull is another iconic design of this brand. It also contains a removable zippered clutch which can be used on its own or as an additional pocket for the … [Read more...]

6 Best Watches to Pawn and How Much They’re Worth

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It’s true that you’ll almost feel naked and bare when you forget to wear your watch. It’s such a day-to-day fashion staple that you put so much value to it. You can personalize it depending on the overall look, watch & strap size, color, and design. However, you can get more value to it when you decide to pawn it. Below are some of the best watches that have the greatest pawn value: Michael Kors   Image source: Michael Kors)   With an estimated loan value of P3,750, a Michael Kors watch is sparkly and glitzy on your arm and at the pawnshop too. This watch brand is known for designing watches with jewels. In other words, they’re taking watches to a whole new level of accessory. Whether you have it in gold, silver, or the trendy color of rose gold, it’s all good to be pawned.   Tag Heuer Formula 1   (Image source: Tag Heuer)   If ever you decide to pawn a Tag Heuer Formula 1, expect to get its pawn value at P19,350. The … [Read more...]

20 Personal Finance Blogs in the Philippines to Read Now!

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Everyone dreams of becoming rich—rich enough to be able to pay for bills, acquire property, send a family member to school, get proper medical care when health fails, or travel at least once a year. This is the great Filipino dream. Luckily, Filipinos today have more access to online blogs that can be their source of information and inspiration to be financially literate. These blogs offer valuable tips about money, investment, and related financial topics that Filipinos can apply in their everyday life and help them prepare for their future. Here are some personal finance blogs where you can pick up a lesson or two on how to free yourself from money woes: 1. BoSanchez.ph Bo Sanchez is a published author of best-selling books such as “My Maid Invests in the Stock Market…And Why You Should, Too!” and “8 Secrets of the Truly Rich.” He’s also a micro-entrepreneur on a mission to convert (no pun intended) ordinary Filipinos to become financially literate. As a fan of the … [Read more...]

5 Warning Signs You Really Need a Loan

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Whether you’re the head of your family making ends meet, an entrepreneur starting a new business, or a young professional who wants to level up their lifestyle, a personal loan can help you if you run out of cash or don’t have enough savings. If you do your research, you can find that there are many choices for borrowing money. You can choose to loan from family, apply for salary loans, personal loans, and you can check out online pawnshops, among others. Here are five warning signs that you need to consider getting a loan now. 1. Emergency Hospital Bills or Medical Expenses via GIPHY No matter how careful or health-conscious you are, you can never be fully prepared for medical emergencies. You or your loved one may suddenly need to be hospitalized due to a critical illness any time, and we all know how high hospital bills can get, especially in the Philippines. Unfortunately, the majority of patients in the Philippines have to pay for their own bills, unlike other … [Read more...]

4 Signs You’re Ready to Invest in the Stock Market

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When it comes to investment, the Philippine stock market has its share of good news and bad news. Statistics show that over the last few years, there has been an increase in the number of Filipinos who are into stock trading or investing—with current numbers pegged at 640,000. Still, this number represents no more than 1 percent of the country’s more than 100 million population. So, is it worth investing in the stock market then? For starters, this practice helps people form positive spending habits and gives them the opportunity to grow their money over time. More so, if money is invested in various investment products, as it serves as a cushion from when a particular stock loses value. Investing in stocks is also a way of preparing for one’s retirement way before that eventful day comes. To help you decide if it’s time for you to enter the stock market, here are some signs to watch out for: You are financially sound. You’re making enough money to cover your expenses … [Read more...]

A Guide to Types of Insurance You’ll Need in the Future

Insurance, savings, and investment – these are terms that are slowly disappearing from the Filipinos’ financial vocabulary. According to the 2014 Consumer Finance Survey conducted by the BSP, only one in four Filipinos has a retirement or an insurance plan. Additionally, the study revealed that only 4 out of 10 Filipinos have savings, with only 32% of the surveyed population depositing their savings in banks. The figures above are alarming, but not entirely unexpected. In today’s consumer-driven society, planning your finances is becoming increasingly challenging. But with discipline and strategic planning, it’s not impossible. Achieving financial security is all about knowing where to put your hard-earned money. This means cutting down on unnecessary costs and investing every extra cent you will save. When getting a loan, for instance, choose an online pawnshop offering the least interest. The money that you will save from the additional cost could then be rechanneled to … [Read more...]

The Perks of Being Financially Independent

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Everyone seeks financial independence to break free from their money woes. This includes the daily struggles of worrying about how to pay the bills and utilities, groceries, and other necessities. You may have experienced having to loan from relatives or banks just to get through a difficult time or have resorted to selling some valuables to a pawnshop for financial emergencies. Striving for financial independence is important so that you don’t have to worry about your day-to-day expenses in the future. Not only will financial independence give you economic freedom, but will also enable you to explore other possibilities in your life. Indeed, there are a wide variety of perks that come with being financially independent. 1. You have extra spending money. Whether you still have a desk job that’s supplemented with extra cash flow from other investments, having the extra cash for shopping, vacations, and other activities is a great perk. You don’t have to find excuses to … [Read more...]

Easy Ways to Make Money on a Rainy Day

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The rainy season is here! As the “bed weather” days are coming our way, it’s so tempting to stay under the sheets and do nothing all day. Then again, daily and monthly expenses such as groceries, utilities, and bills never stop even when the rain is strong and the roads are flooded. So, what can you do during rainy days to earn extra money? Remember that every hour you spend idle is money lost. Whether you’re a full-time employee with free time after work or a student trying to earn extra income, you can try different ways to make money during rainy days. This can let you start working towards financial independence or save up for that dream vacation. 1. Do some freelance work. There are a lot of websites nowadays that you can join to venture into freelancing work. Apart from freelancing being a great way to earn extra cash, it can also turn out as a full-time job for you that earns much more than your current paycheck. Make a list of all your skills according to the area … [Read more...]

9 Things Shopping Addicts Could Relate To

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These days, retail therapy or commonly known as “shopping” has become one of the best stress-relievers to people. Before, shopping was exclusively done in malls or physical stores, but in the last few years, it has also solidified its presence online – making it harder to resist the urge to shop. Not to mention, regular bazaars also boosted shopping by bringing these online stores in one venue. It can be considered a blessing because you can finally fit, inspect, and swatch products. But at the same time, it’s a curse because it will be a big challenge to fight the temptation of splurging. Do all of these sound familiar? Then my friend, you might be a shopping addict. Here are some more relatable instances that shopping addicts can relate to: You can't pass up a good deal. When you see that flashing red sign on an advertisement, it’s highly likely that you’re screaming in your head because your favorite brand just announced a deal you can’t pass up. At first, you will try to … [Read more...]

5 Designer Shoes Every Woman Should Have

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You want to send the right message when you wear a piece of fashion. One item can make you look either elegant and smart or tacky and unfashionable. Sometimes, just wearing the right pair of shoes can make your outfit look well put together. And if it’s a pair of designer shoes, you’re going to make heads turn. Here are 5 designer shoes that every fashionable woman should have in her closet: Classic Loafers from Gucci Gucci has proven itself to be a 21st century brand that is relevant, contemporary, and still very much sought-after. Gucci loafers are a classic choice. They can be worn equally well with jeans, shorts, and skirts. No one can argue that Gucci loafers are the quintessential shoes of the confident and fashion savvy working girl. Crafted genuine leather designed to be every day wear and meant to live up to constant wear—that is what you get with the Women’s Gucci Horsebit Suede Loafers.  These work shoes should definitely have a special place in your … [Read more...]