10 Ways to Make Extra Cash at Home

The COVID-19 pandemic has taken its toll on public health and safety, as well as severely affected the economy. The Philippine Statistics Authority reported an unemployment rate of 17.7% in April 2020—a record high attributable to the economic shutdown.

The Social Security System (SSS) estimated that around 7.3 million Filipinos were jobless in April. Businesses either have shuttered in anticipation of the government’s mandated health measures or are keeping overhead costs at a minimum by downsizing.

Being unemployed during this pandemic can add a new layer of worry to your daily life. Aside from needing to protect yourself from possible infection, it is also crucial for you to fund your daily essentials. Despite the dire situation, there is a silver lining—technology opened up business opportunities digitally, creating ways to earn money even while at home.

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Ways to Make Extra Cash at Home

1. Apply for government financial aid

The Philippine government has enacted a number of financial assistance programs aimed at helping those most affected by the pandemic.

First, the SSS has opened its unemployment benefits to 66,000 individuals who have lost their jobs due to strict quarantine regulations. Aside from being a registered member of the SSS, the firm has set further requirements for the cash benefit of Php 20,000 per displaced individual.

Second, the Department of Social Welfare and Development (DSWD) will be providing both cash and in-kind assistance through the social amelioration cards to qualified beneficiaries. These benefits will be coursed through their corresponding local government units.

These programs can make all the difference when you’re in need of cash. Find out if you qualify for these benefits and assistance through the following links:

2. Write articles for online publications

Do you have a passion for writing? Are you looking for an opportunity to practice your skills while earning money? If you answer “yes” to either question, then writing digital content might be for you.

Certain content sites pay well for people to pitch topics and create high-quality content that satisfies their needs. Listverse, for example, is a listicle website that pays $100 per accepted article.

If you’re experienced in specific topics or fields (or if you excel at research), you can aim for niche sites like Motherly, which focuses on first-person stories on motherhood, and Knitty, a platform dedicated to articles on knitting and knitting patterns.

Each site will have its own protocols with writing submissions, pitches, and pricing. Make sure to read through your chosen site’s terms and conditions before working on a pitch or an article.

3. Sell unwanted belongings

Before the pandemic, you may have had fewer opportunities to declutter and tidy up your living space. Hit two birds with one stone by using this time to clean up and make money off of old things.

Online shopping platforms like Lazada and Shopee make it easy for the average person to set up a profile and start selling items. The best part? While shopping malls and brick-and-mortar stores remain closed, ecommerce platforms are online and active no matter what.

4. Monetize your hobbies

Everyone has a hobby—cooking, sewing, playing an instrument, you name it. With more time at home, you may be able to earn from doing something you love. Ask yourself the following questions:

  • What purpose can my hobby serve to others?
  • Who would be most likely to avail of my hobby’s outputs?
  • Can I offer my outputs online or through delivery?
  • How do I advertise my potential products or services?
  • How much are people willing to pay for what I have to offer?

From there, you will need to do your research. Chances are, you may not be the first person to offer this type of product or service. Finding out what others have already done can help you be more efficient with your resources and efforts in the long run.

5. Maximize rewards and cashbacks

It may sound counterintuitive, but you can actually earn money when you spend money. Cashback transactions allow you to get a percentage of your money back from a purchase.

Since spending on necessities is unavoidable, now is a good time to sign up for cashback apps like ShopBack. With a wide range of partner merchants, you’ll be able to earn small amounts of money for almost anything you buy.

Reward programs for groceries, convenience stores, e-wallets, and bank cards can also offer similar opportunities. Check with your providers for further details on their programs and plan your purchases accordingly.

6. Be a virtual assistant

Virtual assistant jobs have long been a reliable source of income for remote workers. Meeting the needs of the individual or business, you’ll be working with required excellent skills in communication, mastery of digital tools, organization, and quick and accurate typing.

If you’re new to being a personal assistant, listings on job portals like JobStreet and LinkedIn can help you get your start.

7. Take up online tutoring

If you think you have a skill you can pass onto others, or if you have a knack for teaching, online tutoring can be a great way to earn money while upholding the necessary health measures.

Additionally, with more people spending time at home, it’s no surprise that online learning is in demand. You can apply for online schools that link students to teachers or organize your own virtual classes through your networks.

8. Get paid to take surveys

Market research is an unseen industry, acting as the backbone of almost every product or service available to consumers everywhere. It’s no surprise that these companies are willing to pay you to share your opinions and experiences to help improve their database and fields of study.

MOBROG and other similar sites allow you to respond to surveys at your leisure, earning a bit of cash from every survey completed.

9. Offer audio transcription services

Audio transcription is a valuable service that can easily be done online. The job requires a sharp hearing, exceptional listening skills, and attention to detail.

Due to the rising demand for online video content, transcription services have become even more popular and can pay well. The pay can go higher than average if you have a background in specific fields of specialization. Getting your start is as simple as applying to websites like Transcribe Me or GoTranscript.

10. Pawn high-value items

Pawnshops have become trusted institutions that can lend money during times of critical need. While traditional pawnshops may only accept jewelry and other similar items, modern online pawnshops in the Philippines like PawnHero accept all kinds of luxury goods as collateral.

With a frictionless online process, you can put your barely-used designer bag or gaming console to better use.


In these uncertain times, survival is at the top of everyone’s list of priorities. With these practical tips, there’s still something you can do to improve your life and earn for yourself and your family.

Take charge of your financial situation and get a free estimate for your items with PawnHero today.

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Pawnina Bayani

Pawnina Bayani loves to shop, dine, and travel. She lives in a small yet cozy apartment with her cats and dogs. Her goal is to live life to the fullest, while still fulfilling her responsibilities. As a contributing writer for PawnHero, Pawnina brings tips and tricks on budgeting and saving, as well as practical advice on life and anything under the sun!