7 Smartphones You Should Get This Holiday Season

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Everyone’s favorite time of the year is here! What better way to spend the holidays than by getting yourself or your loved one a new gadget? Smartphone companies have been adding new devices to their product lineup to lure customers into purchasing the latest phone iteration just in time for the holiday. We made the rounds to let you in on what’s the coolest gadget worth checking out this Yuletide season. iPhone 8 / 8 Plus   (Image Source)   The iPhone 8 and iPhone 8 Plus are ditching the aluminum body for a glass back form factor to allow wireless charging. This technology can come pretty handy as you can still use your phone while it’s charging. You’ll also love the True Tone feature, which uses the phone's sensors to match screen color temperature with the surrounding’s lighting conditions. Your phone can determine the brightness and intensity of white light you need to help you look comfortably at your screen whether you’re in your bedroom or at the mall … [Read more...]

A Holiday Guide to Planning Your Year-End Vacation

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Before closing the curtain on 2017 and getting back to the daily grind for another 365 days, a refreshing holiday get-away should be in order, don’t you think?   Although there are still three months before the New Year, you'd be wise to start planning now before every room in every hotel or resort get booked for the upcoming holidays. To help you make sure that your holiday plans don’t remain as plans, here’s a step-by-step guide in planning your year-end vacation.   Set Your Destination   While this is the first and most crucial step, it may also be the most difficult task for various reasons such as having an extensive list of places you're eager to check off your bucket list and you can't decide which one to choose, or you absolutely have no idea where you want to go.   So, where do you want to go? To answer this general question and narrow down your destination options, it might help to ask these specific questions … [Read more...]

Bad Financial Habits to Break Before the Year Ends

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As 2017 comes to a close, it’s time to turn over a new leaf and get rid of all sorts of bad habits, financial habits, included. From spending more than you earn, unnecessary and impulsive purchases, taking from your savings, making late payments, not tracking your expenses, and not putting money to the side—all those money mistakes you’ve been guilty of this year must come to an end. If you want to be financially stable in the future, then having good financial habits should start now. Not to mention, be caught up in money woes should an emergency arise. Start preparing for your future by taking control of your expenses. Here are some bad financial habits you need to break before the year ends: Spending More Than You Earn You are spending more than you earn if you have a little money left at the end of the month. But, you can put an end to this habit by budgeting your money to make sure that your income covers all your expenses, while still having some left for savings … [Read more...]

9 Best Designer Bags to Pawn and How Much They’re Worth

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Although It’s true that you can own too many bags, there are times when you just want to get rid of the ones that you barely use. It is either filling up your closet and you have nowhere to place it, or you probably bought it just because you feel like it. Good thing there’s PawnHero, an online pawnshop in the Philippines, where you can pawn your bags that you don’t need or use anymore at a very reasonable price. Here are some of the designer bags that you can pawn and how much they are worth.   1. Louis Vuitton Speedy 30 Dubbed as "The Perfect Bag for The City," Louis Vuitton's The Speedy is one of the brand's iconic bag design. It appeals to a lot of women due to its simple lines and chic Monogram canvas. Estimated loan value: P14,250   2. Louis Vuitton Neverfull MM Louis Vuitton's Neverfull is another iconic design of this brand. It also contains a removable zippered clutch which can be used on its own or as an additional pocket for the … [Read more...]

6 Best Watches to Pawn and How Much They’re Worth

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It’s true that you’ll almost feel naked and bare when you forget to wear your watch. It’s such a day-to-day fashion staple that you put so much value to it. You can personalize it depending on the overall look, watch & strap size, color, and design. However, you can get more value to it when you decide to pawn it. Below are some of the best watches that have the greatest pawn value: Michael Kors   Image source: Michael Kors)   With an estimated loan value of P3,750, a Michael Kors watch is sparkly and glitzy on your arm and at the pawnshop too. This watch brand is known for designing watches with jewels. In other words, they’re taking watches to a whole new level of accessory. Whether you have it in gold, silver, or the trendy color of rose gold, it’s all good to be pawned.   Tag Heuer Formula 1   (Image source: Tag Heuer)   If ever you decide to pawn a Tag Heuer Formula 1, expect to get its pawn value at P19,350. The … [Read more...]

20 Personal Finance Blogs in the Philippines to Read Now!

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Everyone dreams of becoming rich—rich enough to be able to pay for bills, acquire property, send a family member to school, get proper medical care when health fails, or travel at least once a year. This is the great Filipino dream. Luckily, Filipinos today have more access to online blogs that can be their source of information and inspiration to be financially literate. These blogs offer valuable tips about money, investment, and related financial topics that Filipinos can apply in their everyday life and help them prepare for their future. Here are some personal finance blogs where you can pick up a lesson or two on how to free yourself from money woes: 1. BoSanchez.ph Bo Sanchez is a published author of best-selling books such as “My Maid Invests in the Stock Market…And Why You Should, Too!” and “8 Secrets of the Truly Rich.” He’s also a micro-entrepreneur on a mission to convert (no pun intended) ordinary Filipinos to become financially literate. As a fan of the … [Read more...]

8 Realistic Financial Goals and Ways to Achieve Them

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With so many things to do, places to see, and bills to pay, your wallet and savings will be put to the test. Before accomplishing your life bucket list, you have to make sure your financial savings are all set not only to accommodate your wants but also prepare for the rainy days. But first things first, you must plot out specific financial goals and match it with your financial capabilities. In a previous World Bank study entitled “Enhancing Financial Capability and Inclusion in the Philippines,” Filipino respondents received a rating of 45% in financial literacy quiz, which means that Filipinos’ financial management and habits are still average. No matter what age set you’re in or how your lifestyle goes, the need to save money and be financially aware is a must do. While saving money is a tough deal when you’re living paycheck to paycheck, you can counter it by saving little by little.     1. Have no debts – If there’s one thing you’d feel good for … [Read more...]

A Single’s Survival Guide To Valentine’s Day

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Alert! February 14 is a nuclear explosion of love. Seek solace and comfort in a love bomb shelter! But wait, don’t forget to bring a bottle of champagne and pour it on a flute glass (yes, a celebratory glass), because here’s a really great toast to all singles who love themselves more and who know how to live independently! Bitter aside, the heart’s day is gonna be an amusing day of showing affection and admiration. Now, instead of sheltering yourself from Valentine’s bombs and turning into an ugly bitter betty this V-day, here’s a really smart survival guide to heart’s day below: 1) Go out and celebrate love! Love comes in all forms, your relationship status should not be a sorrowful one, and hey, there are millions out there just like you, so you are not alone in this game. But if you are making a sarcastic statement, you can go to the Hugot Cafe to shove Valentine’s day that the joke’s on you. 2) Get all the love you need. Remember, rations of sweetness will ran out that day, … [Read more...]

Reality Vs Expectation: The Ugly Truth We Get During Holiday Reunions

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The holiday season highlights a time to get together! Invitations are coming in and reunions are planned over social media group chats or a formed committee over hang outs. With everything going on, you expect yourself to come 100 per cent prepared! After all, reunions are there to make or break an impression and leave a reputation. Call it the ugly truth, but you knew this is coming. Here are really common reality versus expectation cases we get to go through during the holiday reunions. At least, one way or another, you are never alone with this experience. Case number 1: On weight Expectation: "Ang sexy mo na." (Wow!You’re looking fit!) Reality: "Ang taba mo na grabe!" (You gained weight!) Image source After graduation most of us get focused on other priorities in life that we forget to sometimes focus on ourselves especially our weight. But really, would weight matter when you are goal-driven with your career growth? Altho, this could also be a wake up call to remind … [Read more...]