Pawnina Tips: How To Win Against Online Shopping Scams This Holiday Sale Season

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Hey guys, Pawnina here! As we all know, shopping sale season starts at the remaining months of the year. Now, we’re down to the last month! Both online shops and shopping stores are at their full force with their best offers. Since December has one of the most widely celebrated holidays of the year, we are more vulnerable to spend our holiday budget. Shopping stores are a safer haven to hunt deals, but shopping online does not guarantee the same safety and security you get from physical shops. Because we don’t want our 13th month pay, Christmas bonuses and hard-earned savings to go down the drain, here  are quick tips to avoid being an online shopping scam victim. So check the tips below win against those bad guys. 1) Read reviews of the online shop. The first thing you should do is to assure its reputation as an online shop. The more popular it is, the better. Otherwise, the less reviews, the fishier it gets. So, as it is online, you can check their social media accounts. It … [Read more...]

Pawnina Shares: Popular Christmas Beliefs That Mesmerize Our Holiday Spirits

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Hey there, Pawnina here. As we all know, Christmas is a widely celebrated holiday throughout the world! In the Philippines, this has been regarded as the longest celebrated season across seven continents! And that’s something we should be proud of! While we have adopted and developed Christmas traditions, there are certain beliefs that stir our imagination. These cheeky popular beliefs, both local or not, has mesmerized and tickled our holiday spirits. If you have been believing in such Christmas beliefs, don’t worry, that’s a very Pinoy thing to do. Below is the list of popular Christmas beliefs:    Underneath the Mistletoe KISS. We’ve heard about the mistletoe. We sing the word from a few parts of popular Christmas songs such as Mariah Carey’s “All I Want For Christmas” and Justin Beiber’s “Mistletoe” to name a few. Although we don’t actually have a mistletoe in our Christmas garden, this belief has become a pop culture seen on most romantic parts of movies, where the … [Read more...]

Pawnina Shares: Secret Hacks To Book Star Rated Hotels On A Budget

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Hey guys, Pawnina here. Oh, doesn’t it feel great to have book yourself a week-long stay on one of the best hotels on your travel destination especially if you were able to get an amazing deal out of it? Well, you don’t have to wish to be a seasoned traveler to know the secret hacks to book star rated hotels on a budget. As a matter of fact, there are tons of open secret hacks to do so. If you are planning for a holiday getaway or are still planning to have that well-deserved break and you have not booked any hotel yet, why not try these hacks below for a change? You’ll never know until you try.    Hack # 1: Be your own booking agent. Travel agents booking your hotels have a higher price to sell than you booking it yourself. True enough, getting a travel agent to do it for you is convenient on your part, but if you are on a budget, it doesn’t help cut the cost. How this works?  Hotels and travel agents have a deal. The hotels give a number of rooms depending on their internal … [Read more...]

Pawnina Shares: How The Upcoming Holiday Rush Can Teach You Some Successful Traits In Life

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Hey guys, Pawnina here! People often see the ugly side of the holiday rush, but if they just look past the obvious, then one can notice there are traits that can be earned from experiencing such. The holiday rush is always a big deal, but the real deal is surviving it! Keep in mind that getting through such an ordeal breeds a warrior of character. So, the next time you get stuck this coming Christmas rush, say, “I am a warrior, I will survive.” Here’s how the upcoming holiday rush can teach some successful traits for the new year ahead: 1) The Holiday traffic and the long lines teach PATIENCE. “Patience is virtue.” The EDSA traffic is not new in the Filipino vocabulary; we learn to accept it and we learn to live it. But with the holidays rushing in, the traffic and the long lines to get home is just enough to ruin tempers. But on the bright side, a key trait that one can learn from such is being patient. Waiting can be dreading we all know that, but it is at these kinds of … [Read more...]

Pawnina Shares: Calling it Quits With Your Business Partner (The Right Way)

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Hi guys, Pawnina here. Well, breaking up is not at all beautiful, we all know that. While some relationships endure a lifetime, other relationships will flounder just like business partner relationships. It will be obvious. You will feel it when everything is not working out anymore. So instead of creating a grudge that will run deep where it eventually fall into a lifelong feud, take the right steps to break up with your business partner. If it’s time to call quits with your partner, here’s how you should do it because it’s better to break up gently than ugly.  1) Communicate a lot and with honesty. “It’s not you, it’s not me, but it’s us.” Honesty is the best policy. You both should be transparent with all the plans and communication is everything! Much like a divorce in marriage, this is a step by step process. Nothing will be as easy as one, two and three, plus separating in a business relationship can be costly. A sweet reminder: Always keep a good tone, be … [Read more...]

Pawnina Shares: Bad Habits That Silently Kills A Successful Well-Being

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Hey guys, Pawnina here! Finally, we’ve gone through a festive night of scares and creeps. As the Halloween fever dies away, it’s time to get back on track and make the most out of the remaining weeks of 2016 (51 days until Christmas!). It’s really a bit scary to know that you are just in the same place as last year, but don’t get this idea wrong. If you are in a place that you love, growing and improving, plus if you feel it in your bones that you are in the right place, then you don’t have to worry. For those out there who fear the uncertainty, and who go nuts and are lost and are confused from remaining stuck in the same place and feeling like their passion is decomposing away, maybe there are certain bad habits that’s killing your successful well-being silently.  1) Keeping mum. There are people who work silently, and others who work loudly. Nothing against how work is done as long as the productivity level is good, but good is not enough. If you just remain good, you are … [Read more...]

Pawnina Shares: Seven Overspending Sins That OFWs Commit And How To Deal With Them

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Hi there, Pawnina here! Right after Halloween, the holiday season is back to rule our lives. For OFWs, this means a coming home party. Of course, with that comes their balikbayan boxes. (Yay!) Sure, most OFWs are wise with their financial management experience [Read: When In Abroad: Filipino Balikbayans Share Practical Money Saving Stories Away From Home], however, others tend to fall back with their finances from the extravagant lifestyle their surroundings offer, leading to bad financial habits. We’re two months away until we set a new resolution, and if you are working abroad or know someone abroad here’s an eye-opener about the seven overspending sins OFWs commit. Old habits die hard they say, but let’s break them good. GREED: When retail therapy/shopping just got them. A lot of OFWs fall prey to the luxury surrounded to them, especially when they feel that their salary covers a whole lot more than what they’ve been used to spend. Shopping can also be therapeutic, but … [Read more...]

Pawnina Shares: Halloween Promo Tactics Your Business Can Pick-up From Watching Horror Movies Alone

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Hey guys, Pawnina here! Before the cheerful chill of the Christmas season, we get shivering feels, not from the holiday cold, but from the Halloween break (Awoooooo). Time to get those boxes of blockbuster DVDs from the closet and blow away those cobwebs (vintage is not ancient by the way) because we got a long scream fright ahead (laughs incessantly). Don’t close your eyes tho, we’re not here to discuss a film review, we’re here to use the horror movies as inspiration to our Halloween promo ideas. Here’s a fun fact, a 2014 study, entitled "The Impact of Fear on Emotional Brand Attachment," revealed that consumers experiencing fear while watching a film feel a greater affiliation with a present brand than those who watch films evoking happiness, sadness or excitement. Very interesting! So, let’s snatch the mojo from those horror films and understand how we can pick-up Halloween promo tactics from watching them alone. The formula of Mystery What’s the missing link? Horror … [Read more...]

Pawnina Shares: The 7 Wonderful Perks You Can Enjoy With Good Credit History

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Hey guys, it’s Pawnina again! Sometimes when you want to be secure of the future, you have to look back in the past. That’s how banks foretell a borrower’s tomorrow, they check their credit history. Okay, a credit history is like your financial background check. Yes, the financial institution has extensive connections (that you don’t have, no offense) to see whether a person is worthy for an investment. So, they say that you don’t judge a book by it’s cover, but that doesn’t work for lenders, because a person’s loan responsibility is judged through his/her credit past. Now, check out these seven wonderful perks you can have with a good credit history and know why it’s always better to be good. After all, you don’t want your credit past to haunt you. 1) Easier loan approvals. Planning to get a real estate loan for that condo or house, a car loan to get your dream vehicle or a business loan to finally be your own boss? Well, better mind your past because your credit … [Read more...]

Pawnina Shares: A Party Planner’s Guide To Host Successful Holiday Reunions On A Budget

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Hey there guys, Pawnina here! It’s been a while, and can you believe your calendars? It’s already October! My planner’s already booked full and the best part about the coming weeks, are the holiday celebrations. (Yippie!) If there’s one thing that’s really fun to discuss about, it’s throwing the best parties… on a budget that is. Now, for those planning to throw holiday reunions, this party planner’s budget-friendly guide will help you pull off a successful holiday reunion party! 1) Plan ahead of time. The number one rule is to always PLAN AHEAD OF TIME. With setting the exact date, sending invites, planning the party favors, thinking of fun games and a whole lot more, a holiday rush is not what you would want yourself to end up doing. So as early as now, decide with the 5 Ws and 1 H. What theme? A theme can be very important because this gets your guests excited and it sets a mood for the event. Plus, themes make your party planning a lot easier because a theme gives a … [Read more...]