15 Investment Milestones to Accomplish Before Your 30s

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The 30s is the decade where everything should feel right by now and the 20s? Well, it is all in the past (or will soon be in the past for those in their twenties). In fact, the twenties is the decade that’s supposed to show you enough ups and downs to prep you for the rest of your life. Now with living a full-fledged adult life, making the right decisions based on past experiences is crucial. It is important to begin setting smart goals the moment you read this so you can reap the fruits later on. As life would have said, “Welcome to the real world!” To keep your financial goals in check, here are investment milestones that you should be focusing in accomplishing before blowing your 30th candle: 1) Enjoy financial independence. While your parents are there to unconditionally love you, they are also growing old. The first goal is to be free from your parents’ obligation to give you allowance. It’s time you give them the break from taking care of you (financially that is). Your … [Read more...]

Why You‘re Safer Getting A Loan From An Online Pawnshop

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In the Philippines only around 3 out of 10 Filipinos have a bank account, of which 5% own credit cards. This poses a serious problem for the masses who are in constant need of financial assistance in their daily lives. Pawnshops act as the solver of this problem by being the gateway to fast and guaranteed short-term cash loans for the regular citizen. Having been around for over 3,000 years, the industry has become a part of the masses daily lives. Local pawnshops help a vast number of Filipinos make ends meet by giving out small loans against collateralized items. The internet has brought about the emergence of online pawnshops who offer the same service as their traditional counterparts but with some added benefits. At the forefront of the digital frontier is PawnHero, the first online pawnshop in the Philippines. Although more and more Filipinos are becoming comfortable with doing their transactions online, there is always that hovering question about safety and … [Read more...]

8 Things to Consider Before Buying a Luxury Watch

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Luxury watches can be a good investment! In fact, they are hand crafted for long man hours from precious metal and special jewels. They not only retain their value, but somehow also increase in worth over time especially if kept in pristine condition.They are made to last which can be passed down from generation to generation as magnificent heirlooms. Here are things to consider when buying yourself that fine timepieces! 1) The BRAND speaks for itself. They say the longer a brand has been around, the more likely it is to have a better track record. Now, if you are a first time buyer, a well-established brand watch such as a Rolex or Patek Philippe can be a safe choice, but if you are well-versed with other brands then choose the right brand that best fulfills your needs and requirements. 2) Choose the right SIZE. There’s beauty in every fit, so the proportion on your wrist is key! A watch should fit your wrist nicely. In doing so, you have to take into consideration the Golden … [Read more...]

Why Buying Designer Bags Are Financially Rewarding

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Designer bags are to die for! While some would consider these material things preposterous spending, Chanel, Hermes, Louis Vuitton, Balenciaga, among others are not just called a luxury for nothing. In fact, their value has increased 500 per cent for the last 35 years (scoffs Hermes Birkin bags). If you want to splurge on material things that could hold value over time, then a designer bag is the way to go. Hence, here are reasons to convince you why buying one is financially rewarding. As the saying goes, “It’s not just a bag! It’s a designer bag!” 1) Because designer bags are of highest quality. Cliche’ as it may sound but designer bags can prove that you get what you pay for. One of the top reasons why designer bags are a wardrobe investment is because these handbags are crafted from the finest quality of materials by extraordinary skilled artisans holding its value. Made with amazing materials and hours of creation, these bags are designed to stand the test of time, like those … [Read more...]

10 Cameras for Every Type of Traveler

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We travel because we are never meant to stay put in one place forever. We travel in a finite world filled with infinite adventures. Of course, memories fade but to keep it lasting, we take photos to keep that moment frozen for us to remember. So, what’s a good camera you ask? Well, as a start, there are several types of cameras in the market namely a point and shoot, premium compact cameras, a polaroid, action cameras, DSLRs and the mirrorless ones. All of which has its own list of perks. As a traveler, you should consider what is most important to you - size, weight, price, ease of use and whatnot. Now, check out these 10 cameras and find out which best fits you as a wanderlust! Point and shoot camera Perfect for: The budget conscious traveler the light backpacker Remember the days of the digicam? Well, they’re still sticking around. Now, this handy dandy camera is as easy to use as its price. The point and shoot camera is perfect for a traveler who just wants it light (or … [Read more...]

Fast Cash: How to Get Away With Money Problems

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You got 99 problems and money is one! While your diploma may have landed you a job, sometimes, it is not enough (let’s be honest). Getting into a financial emergency is the unlikely event that you want to avoid, if that happens, and you do not want to save your face from the embarrassment of IOUs, then we’re giving you different ways of getting fash cash for emergency situations. Check them out below: 1. Take those odd jobs. Look beyond your 9 to 5 job, because you still have 16 hours of your life in a day to spend - minus 8 hours of sleep, so you have remaining hours to make it as productive. If you have other skills you can use to earn, then take the sideline offers. There are unconventional jobs that pay good. You can babysit for your aunts and uncles, host events, be a freelance graphics artist or writer, cook or bake, whatever skill can be lucrative on the side, as long as it’s a source of income, then go for it. After all, they say, a typical millionaire has around 7 sources … [Read more...]

Amazing Places You Can Take Your Date On A Budget

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  Still thinking where to bring bae on a date this weekend? Well, we can save up the decision making time and give you a list of five places for different types of couples to go on dates… all making your date savings worth it. For the adventurous couple: Mt. Pinatubo Nothing like heading out of town for a thrill-seeking adventure! For a really best budget and fairly easy trekking experience (let’s say 2 out of 10 in a 10-scale difficulty), then Mt. Pinatubo is the place to go! While the active volcano may had have a world-shaking 1991 eruption, it left a beautiful disaster! Nestled in Pampanga, the breathtaking scar of nature is a great adventure date for the free-spirited couple! The 45 minute 4x4 ride and a two hour hike may feel like forever, but it will be worth it! At the end of the road, you will get a stunning view of rolling hills and a blue green lake at the mouth of the sleeping crater. So, conquer the journey together! Image source For the … [Read more...]

8 Best-budget Laptops Starting From P10,000

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What’s not to like about having in your hands the latest technology! Yes, it would take a decent amount of your budget to get that fresh off the market gadget which, frankly speaking, doesn’t come cheap at all. Now, instead of getting what you want, why not focus on what you need? A laptop that just suits your needs- professional, academic, and personal- can be enough. You don’t have to spend P30,000 to have a laptop, in fact for an affordable price you can already have a laptop with great quality performance! Check out 8 of the best-budget laptop brands you can buy now! 1) ASUS X453MA ( Price starts at P13,200) Perfect for the stylish user, this 14 inch notebook is fashionably available in a range of expressive colors from classic black and white to chic passion pink or lavender purple. This laptop is designed for everyday use on both work and play! Packed with 8 GB DDR3 of memory storage, high quality ASUS SonicMaster technology-enhanced audio and stunning visuals for … [Read more...]

8 Ways To Spot An Authentic Louis Vuitton [With Photos]

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Considered as one of the most iconic luxury handbags in the world boasting of decades-old brand recognition, Louis Vuittons are among the favorites of copycats. Now, for those with an eye for fashion (or luxury handbags in this case), then spotting an authentic LV from a fake one is just a piece of cake. If you want to have your very own ubiquitous logo LV bag, then you have to learn how to differentiate a copycat from an original. There are ways to identify a legit LV purse through leather, stitches, linings, hardware details, monogram pattern, etc. So, to keep you from falling victim to oh-so called class originals, then here are eight ways to spot an authentic Louis Vuitton! (Photos show the details of authentic LV bag) 1) It begins with the dust bag. While vintage LVs (early 1980s) do not have a dust bag, the new LV handbags are accompanied by a dust bag. And of course! They have the Louis Vuitton logo print. Designs and colours vary but most often they are brown or tan in … [Read more...]

10 Patok Businesses You Can Start with Less than P10,000 Capital

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Drumming your fingers and wondering how you’re going to start your very own business on the side? Well, what if we tell you with a capital as low as P10,000, you can begin venturing a small yet lucrative business! That’s right, with just the right determination, the right risk and the right passion, you'll be on your way to build another stream of income while keeping your day job or perhaps being a full-time boss. We give you ten really "patok" businesses that you can start with an easy-to-have investment. Check them out below: 1. Sari-sari store Estimated Capital Need: P5,000 to P10,000 Image source A sari-sari store never goes out of the patok business ideas and it is aventure that’s lucrative. With a possible seed money of P5,000, you can start your very own Juan or Maria sari-sari store. To have a fast return of investment, the best strategy would lie on product availability or making sure that your community’s initial needs are available in just a walk away. Of course, … [Read more...]