Ultimate Christmas Movie List for Your Every Mood

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Cold breeze, Christmas trees, dancing lights, shopping sprees, and countless Christmas parties waiting to happen—it’s definitely the season to be jolly! It’s also the best time to roll out those movies to hype the Christmas vibe. But, let’s not punish ourselves with the traditional ‘A Christmas Carol’ movie night with the family over and over again. To give the holidays a different flavor, PawnHero came up with a list of must-watch movies that aren’t as, well, boring as the typical Christmas movies we’ve already gotten tired of. Romance 1) Serendipity (2001) Source: Movieclips While shopping for gloves one Christmas night in New York, Sara met Jonathan. From then, they knew that what they had was something. They tested fate by splitting up to see if destiny could bring them back together. Many years later, both are engaged to be married after losing each other that same night. Will serendipity make its way to bring them back together in the end? 2) Love Actually … [Read more...]

10 Staycation Spots to Spend the Holidays

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Relaxation without the hassle of traveling far is a must these days. No wonder “staycation” is becoming a popular way to escape and unwind today. This season of joy, give yourself a break and treat your family to a well-deserved vacation. Take them to a short yet complete staycation experience to enjoy the holidays. Here are some staycation spots we recommend to you. City of Dreams Manila (Image source: City of Dreams Manila) Its world-class amenities and exceptional customer service make City of Dreams Manila a dream staycation for anyone. This integrated resort houses three luxurious hotels namely Nobu Hotel, Crown Towers, and Hyatt Manila. It also features a variety of premium restaurants for distinct culinary preferences. Together with your family or friends, make your experience here unforgettable with its entertainment and recreational amenities. Have fun with your kids or younger siblings at Dreamwork’s Dreamplay. Watch international live performances at Centerplay … [Read more...]

How to Not Waste Your 13th Month Pay

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It’s the most wonderful time of the year! Christmas is just around the corner. Holiday sales are everywhere. People are planning office parties left and right. But best of all, Christmas bonuses and 13th-month pay are being rolled out. YASSS!!! You'll definitely feel like a "one-day millionaire" when the extra dough clears on your account. More so, when you're in holiday mode (read: generous-to-the-bone mode), your 13th-month pay can disappear just as easily as it came. For many people, the 13th-month pay wouldn't even get past the Noche Buena. Think about it. You've waited all year for the extra cash, so you might as well put it to good use. Better yet, go milk it for all its worth so that extra cash won't end up as debt comes the New Year. Here are some ways on how not to waste your 13-month pay. Plan, Plot, Allocate Some would argue that it is unwise to spend money before you actually have it. In the case of expected cash, it's advisable to plan and "spend" it all in … [Read more...]

6 Ways to Spot an Authentic Louis Vuitton [With Photos]

6 Ways to Spot an Authentic Louis Vuitton

Designer items are considered guilty pleasures by shoppers—both men and women. One of the most desirable brands that people go crazy about is Louis Vuitton. The brand is well-respected and well-known all over the world for its high-end quality, class, and luxury, which has made it a leader in the industry. However, because the bags are so coveted and expensive, counterfeiters have produced many fake Louis Vuitton items. So, if you’re planning to purchase your first Louis Vuitton product, it’s best to do your own research prior to purchasing, considering that you’re acquiring more than just an object, rather an investment for your hard-earned money. Or if you already have one and want to verify its genuineness, here are some tips on how you can identify if the item is authentic or not. 1. Check the style, design, or model. The first step involves determining the model of the bag, as each has its own set of characteristics in terms of size, material, type of lining, design, … [Read more...]

15 Songs for Hugot Christmas Playlist

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The Yuletide season is all about love, and no one should feel despised. Whether it’s a painful breakup, missing or wanting to be with someone, unrequited love, trying to save a relationship, or just feeling the blues, there’s nothing a good playlist can’t solve. To help ease your pain and bring back that smile on your face, even for just a short period, allow us, at PawnHero, to share with you a Christmas slash hugot playlist filled with love, hope, and maybe reconciliation for some. 1. “Blue Christmas” by Bright Eyes Source: wrinkledforehead The song speaks of love unreturned by someone dear, giving all the holiday cheer around nothing but sad feels. “Decorations of red on a green Christmas tree / Won't be the same dear, if you're not here with me ... / You’ll be doin’ all right with your Christmas of white / But I’ll have a blue, blue, blue, blue Christmas.” Ouch. 2. “Last Christmas” by Wham! Source: WhamVEVO Failed relationships are always sad, but they’re … [Read more...]

7 Scary Habits That Are Damaging Your Finances

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Do you ever wish you have a time machine to correct your past mistakes, especially those that came with a price tag? Bad news! You can never turn back time. The good news is you can find ways not to commit them again. People make mistakes, especially with money. It’s part of learning how to be financially responsible. But when these mistakes are in a cycle, you have a big problem. It’s time to rethink your money habits. Because making the same mistakes again and again is not just depressing, it’s frightening. It can drown you in debt or lead you to bankruptcy. Don’t be haunted by bad debts. Correct these scary money habits before it’s too late. 1. Spending beyond your paycheck This is so basic yet some people still forget to practice it. For instance, your take home pay is P12,000 a month, yet your expenses (bills, food, and shopping expenditure included) is at P13,000 a month. And there you are, wondering why you’re money won’t suffice until the next payday. If you … [Read more...]

5 Investment Lessons from OFWs-Turned- Entrepreneurs

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No one wants to be an OFW forever. Money can never take back the lost opportunities to be with your loved ones, see your kids grow, and attend milestone family events like birthdays, weddings, and anniversaries. These are enough reasons to dream of, one day, returning home for good. For OFWs, it’s a powerful motivation to save and invest in a business that will provide a sustainable source of income without flying away. As a modern day hero, you know you deserve better. So, begin dreaming of becoming your own boss. Let’s learn from the success stories of former OFWs who flew back home to dare the business scene. Myrna Padilla (Image source: Kalibrr) Growing up diving for and selling seaweeds in Bohol, Myrna Padilla didn’t know she has a passion for computers until she worked as a domestic worker in Hong Kong. She’d watch her 8-year-old ward each time the boy used his computer. Later on, she learned how to use the mouse, browse the Internet, and send e-mails. Myrna … [Read more...]

How to Survive Holiday Sale Shopping (Without Going Broke)

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Holiday sales! It’s probably the best days for Filipino shoppers. Why not? A 50% off on branded sneakers or a Buy 1 Take 1 promo on cool jeans is not a bad deal, and knowing Filipinos, we always want to make the most of our buck. It’s no wonder why despite the thick crowd, we hurry to malls just to take that rare chance of finding big discounts.   Here’s a caveat though: More holiday sales are expected to come before the year ends. So, you might want to control that urge to buy on impulse each time a new shopping sale is announced. We know it’s hard, but you wouldn’t want to welcome 2017 with empty pockets, right? Check out our tips to help you survive back-to-back holiday shopping sales without going broke. GIF Source Set a budget and stick to it It wouldn’t hurt to set limits on your spending. It only shows that you’re a responsible shopper. After all, having a budget in place can help you set realistic expectations on what you can afford. Once you’ve set your … [Read more...]

Can’t Pay Your Credit Card Bill? Here’s What to Do Next

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Admit it. Your credit card bill isn’t your favorite mail to receive every month end. But when it arrives with a big figure, reality hits you hard. You just can’t pay it all. So, what’s next? You are not alone. Most people are having a hard time paying their bills on time and in full too. It could be brought by unforeseen circumstances—from losing track of monthly expenses to emergencies and unemployment.   What Happens When You Don’t Pay Your Credit Card Bill Often, you won’t think about the consequences of an unpaid credit card bill. First month of missing it isn’t that noticeable. But when you consistently don’t pay your bill, interest rates and penalty fees accumulate which are sure trouble to your pockets. Late repayments come with penalty fees ranging from 4% to 7%, while compounding interest rates range from 2.5% to 3.75%. Waiting for more than 90 days isn’t a smart move. Your creditor will mostly likely put your name on the permanent negative record, which can … [Read more...]

10 Clever Tips to Earn Extra Cash for the Holidays

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The moment Jose Mari Chan takes over the speakers at shopping malls, you just know it’s Christmas time in the Philippines. Despite the heat and humidity in this tropical country, the air feel just a tad crisper, the people merrier, and oh boy, the prices of holiday gifts seem higher. Yikes! Since Filipinos love Christmas time, they tend to splurge during the holidays. In this article, we’ll give you a few tips to earn that extra cash for your holiday shopping madness so you won’t have to be galante now, pulubi later. 1. Set up a garage sale. Filipinos love to keep stuff with sentimental value even when it becomes obsolete. We just love to hoard! If you have a lot of pre-loved items that are still in good working condition, sell them to generate extra cash instead of watching them collect dust in your storage. 2. Do overtime work. This is the fastest way to earn extra dough especially for office girls and boys. If you’re a freelancer, accept more projects. Don’t forget to … [Read more...]