3 Essential Steps to Starting Your Own Business


It seems like everyone these days wants to become their own boss. After all, you get to manage your own time and get to enjoy the rewards of your business (a.k.a. money!!!). Being an entrepreneur has its perks - especially when your business has grown; however, starting your own business is something that requires you to make well-thought, calculated decisions and risks that take a lot of time, especially in the beginning. So here are three essential steps to starting your own business and making sure you get to that point where you can sit back, relax, and enjoy the fruits of your labor! 1. Think through the idea As with any business idea or decision, one really needs to think through that amazing and innovative thought they conceptualized. Why? Mostly because once you get a light bulb idea, it tends to be exaggerated and out on the highest pedestal; you start thinking this business idea is going to serve an untapped market, make you money, and change the world and bring it … [Read more...]

4 Ways Pawning is a Viable Source of Capital


If you haven't noticed lately, we've been showing you how pawning is not the evil financial institution it's made out to be. Aside from helping you get through those tough times in life (e.g. a medical emergency, tuition season, and so much more), getting a short-term loan from a pawnshop can help you get the capital or puhunan that you need to either get that business started, invest on yourself with a well-deserved vacation, or for that special occasion when you're ready to commit! With all that being said, here are four reasons why pawning is a better option to get a loan than other options out there: 1. It's easier to get a loan approved through pawnshops If you've done all your planning, forecasting, and everything in between to set your business up, the only thing next to do is actually start doing something - and that usually (read as: all of the time) needs some cash and a hefty sum of it. Believe it or not, the greater majority of Filipinos do not have access to … [Read more...]

5 Budget Destinations for Shoestring Travels


With promo fares on airline flights and hotel bookings happening almost weekly, it's not hard for one to go on a vacation without breaking the savings account. Domestic or international, you can surely get to be a traveling junkie without having to shell out so much money. Here are five shoestring destinations that will definitely feed your wanderlust without spending too much. Taal Volcano, Batangas A lot of people overlook this nearby majestic wonder since there are other, more popular volcanic attractions that are more world-famous (read that as: Mount Pinatubo). However, this 1.5 hour-drive-from-Metro Manila travel destination packs a whole lot of activity - not the volcanic kind. All you have to do is drive up to Talisay, Batangas and take a boat to the crater landing, and either hike up via foot or horseback. The trail is not as steep as other hikes, but the sun is the enemy on the hike, so bring a lot of sunscreen. You can also choose to do a picnic or camp on-site, but … [Read more...]

Affordable Smartphones Worth the Upgrade Now


Thanks to technology getting cheaper and more accessible, having the best features on your smartphone doesn't necessarily mean having to spend a lot of money.  Here are some affordable smartphones that will get you the most bang for your buck! Cherry Mobile Flare S4 Lite - P 2,899 Boasting a 5-inch screen, the Flare S4 Lite packs a visual punch. It packs an 8-megapixel rear camera that will help you get those post-worthy picture, all cases in a colorful and sleek design. It's hexacore, 1.5GHz processor makes using the phone pretty fast at its price point, allowing you to do more out of the Android Lollipop OS it runs on. This is definitely an entry-level smartphone that can stand on its own in the big leagues. CloudFone Excite Prime - P 3,999 If you're looking for a bigger screen, the Excite Prime is exactly what you need. With a screen size of 5.5-inches, you'll get to see everything you want and more with its HD resolution. It boasts a 1.4GHz octacore processor and … [Read more...]

3 Small Businesses Anyone Can Start From Home


Ever had that itch to start your own business, but don't exactly know what to do? Well, here are some ideas that you may want to try, or at least get the ball rolling towards that direction! Blogging "How on earth is blogging a business?!?," you ask? Believe it or not, blogging is a great opportunity to earn money and all you really need is talent in writing or speaking. Typically, blogs are run by people who want to express their thoughts and feelings about their passions. Once they gain traction and following, that's when a blog turns into a business. With a following, companies that fall under your passion's industry will message you and ask to have a write up about their brand (just like how fashion brands tap fashion bloggers to write about their launches). Aside from this, some businesses in the same industry will ask you to work with them in building site links in order to build reputation for both your blog and their website. This usually comes with compensation and … [Read more...]

Change the Way You See Pawning


Pawning has always been seen as an act of desperation, being the last resort people go through in order to get through those rough times in life. Even worse, pawnbrokers are often made into the bad guy being described as preying on the needy. Well, let’s change the way you see pawning! They say: Pawning is only for the desperate FALSE! While Pawnshops are a quick and easy way to get cash in those times of need, you don’t have to be desperate to pawn. Believe it or not, pawning is just like a loan from a bank, and you don’t have to be desperate to get a loan. You can use the money you get from pawning as capital for that small business idea you want to start or franchise, or even use it to make the most out of your vacation until your next paycheck arrives. All of that, and you don’t have to forego your collateral. They say: Pawn brokers are evil FALSE! Contrary to popular belief, pawnshops aren’t the opportunistic monsters preying on those who are in need that they are … [Read more...]

Du30: 30 Small Things to do to Make Change Happen in Your Life


Unless you're Patrick Star (read as: living under a rock), you know that the everyone has been talking about #ChangeIsComing and #WelcomeChange. Appropriately, and just in time for the second half of the year, it's time to reassess your progress on your New Year's resolutions and finally finish what you've started or create new goals to end 2016 strong. To help you guys get the ball rolling (and a fun play on our new President Duterte's shorthand name), here's a #Du30 List, or 30 small things to do to make change happen in your life: 1. Start a dream board | This is a simple way to get the law of attraction on your side, meaning imagine it as yours and it will be yours. 2. Read short stories or books | Get your mind thinking, and transport it to a different place to get your imagination going. 3. Write or doodle | Sometimes, words cannot express our ideas and feelings; write them or doodle them out and you'll feel a whole lot better, and you'll have a piece of art that … [Read more...]