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Hello, Friends!

It’s pasukan season once more! If you were able to pay off your tuition fees this school year without having to struggle to do it, that’s just part of the problem solved.

As we are well aware of, there will be loads of expenses that you will need to spend on throughout the school year. As a student just a few years ago, I still remember all the little things I had to do to save on school expenses.

Let’s take a look at 5 sure ways to keep spending low.

1. Shop smart… at Divisoria

I always tell people that you don’t have to spend so much money just to look good! And the same thing goes for all your other school needs like notebooks, writing materials, shoes, lunch boxes– you name it and Divisoria has it! And it’s going to be cheaper too!

If you’re not too picky, you can get most materials for up to half the price off anywhere else. If you’re a little more persistent, you can even find stuff that’s pretty good quality. There’s a nice, small supply store near Quiapo Church near the camera stalls that sells a LOT of items you can use in school for very affordable prices.

2. Make baon

Let’s be honest, a lot of school expenses consists of food and lots of it. Sure, those fish balls and kwek kwek aren’t expensive but if you go for it nearly everyday, those expenses add up. That’s not even mentioning lunches that are often 50 pesos and above if you want to eat well.

Bringing your own food doesn’t just let you control the portions to make sure you’re full, happy, and healthy, it also saves you some money too! If you want to be responsible, though, you can also offer to help your mom a little with the expenses when it comes to buying the food, by slashing a bit of your allowance. All in all, it’s a great way to save.

3. Set aside a little everyday

If you have 4 fishballs everyday after school, you spend 200 pesos per month. If you don’t, you get to save 200 pesos every month too! Many people don’t like to save because “it’s hard”. But remember that you control your budget (allowance) and no one else, so you can definitely set aside some money if you want to.

It doesn’t even have to be big. Even a peso a day is around 365 pesos at the end of the year! The point is, set aside because you’ll never know when you’ll need it. And, believe me, it’s better to sacrifice a little now than to have to scramble for money later.

4. Use what you already have

When I was in grade school, my dad used to bring home a lot of used paper. These had print on one side but were blank on the other. I used to love these because I had so much paper to draw and color on!

When I got into high school, I used to staple them all together to use them as a notebook. At first, it felt weird for me because all my classmates had these fancy notebooks, but it still did the job. And I also felt good because I knew I was saving money for my parents too. So by being less maarte, you can save a lot if you recycle.

5. Don’t borrow money

Borrowing money is a no-no when you’re trying to save on school or any other expenses. Yes, it solves money problems for the moment but it gives you bigger problems down the road because you have to pay it back… with interest!

When things get tight and the need is heavy, it’s easy to be tempted to go to your friendly, neighborhood 5-6 for some quick cash. But that will actually make you lose money later. If you absolutely need extra cash, pawning is actually better. Yes, you have to pay the loan back later. Yes, you might lose your item if you don’t pay. But, again, if the need is great, it’s a good option because you don’t get indebted with the pressure that comes with borrowing money from other sources.

There you have it! It doesn’t take too much effort to save up on expenses. You just have to be smart about things and try these options out! They’re tried and tested. Just remember that there are better solutions out there.

So, if you need quick cash, make sure to check out PawnHero! We’ll give a very fair appraisal of you item and make it very easy for you to get the money you need. Til next time!

Much love,

Pawnina

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Pawnina Bayani

Pawnina Bayani loves to shop, dine, and travel. She lives in a small yet cozy apartment with her cats and dogs. Her goal is to live life to the fullest, while still fulfilling her responsibilities. As a contributing writer for PawnHero, Pawnina brings tips and tricks on budgeting and saving, as well as practical advice on life and anything under the sun!